Real funds in the MetaTrader terminals are displayed in the "Balance" field. Bonus funds in the MetaTrader terminals are displayed in the "Credit" field.
Bonus funds shown in the "Credit" field can be used for trading, cannot be withdrawn.
How are bonuses used in trading?
The following rules apply to:
MT4 accounts (Market or Instant Execution) created on August 8, 2024 or later
MT5 accounts (Market or Instant Execution) created on June 5, 2025 or later
Losses are limited to real funds only
A trade loss cannot exceed the real funds (the "Balance" field), i.e., the loss cannot be greater than the amount of real funds in the account. Bonuses in the "Credit" field are not used to cover drawdown (peak-to-trough decline).
If there are open trades on the account and the loss on trades is greater than or equal to the real funds
Bonus funds in the "Credit" field (even if they are used in margin) are transferred to the bonus account.
All trades are closed by Stop Out. If the market is closed, Stop Out will occur after it reopens.
If there are no open trades on the account and the real balance is negative
Bonus funds in the "Credit" field are transferred to the bonus account.
The negative balance is reset (becomes $0.00).